ESPAÑOL
Stores with Layaway - Best online and onsite stores with layaway programs
Carol Hiliker | examiner.com | Tuesday January 15, 2010
Many New Years resolutions are revolved around saving money and boosting credit. An old, but new program is taking shape again, Layaway. In case you are looking at the screen going, "um layway??". It is an age-old practice of reserving a product, paying for it gradually, and once paid off, voila, the product is yours.
Layaway is a great way to save for things you might desire, (like that HDTV) or need (like a new mattress). Keeping up and paying off a layaway is also a fantastic way to build credit.
These online stores all offer layaway programs on everything from Electronics (think XBox) to bath sets and there are even layaway yprograms for travel. How long do layaway plans run? Most programs in the stores with layway run on a two to three month payment schedule, unless you are doing the travel program. Those run as long as you need to plan the trip. Finding stores with a layway plan is a great way to excercise budgeting in the new year, without sacricing a thing.
Happy Layaway-ing.
Online Stores with Layaway
1. Sears Online Layaway Program
The Sears online layaway program is similar to an in-store layaway program, except you can use the Sears website to shop for your items and make the layaway payments on the Web instead.
2. Kmart Online Layaway Program
The Kmart Online Layaway program gives shoppers the option to put selected items in their online catalog on layaway.
3. Layaway-Travel.com
Layaway-Travel.com is a unique Web-based program that allows shoppers to put vacations they put together online on a layaway payment plan.
4. eLayaway.com
eLayaway.com is a Web-based clearinghouse for over 1000 different companies offering layaway plans for shoppers.
5. Lay-Away.com
Lay-Away.com is a site that offers online layaway plans for a variety of different products, ranging from appliances to camcorders.
Additional In-Store Layaway Programs (Not all stores offer layaway, sites vary)
Burlington Coat Factory
Best Buy (situational - but also available via eLayaway.com)
TJ Maxx
Marshalls
* Walmart no longer offers layaway and Target and JC Penny do not offer it and have no plans to start.
