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What is eLayaway?

eLayaway is a payment processor that allows merchants to easily and efficiently offer an automated layaway payment plan to both online and in-store customers. Consumers can use eLayaway to conveniently pay for any product or service over time and receive their order once it is paid in full.

How Does eLayaway Work?

eLayaway is an online payment system that allows consumers to pay for the products and services they desire using manageable periodic payments, thereby making purchases affordable and easy to budget. Payments are made on the modifiable schedule set by the consumer at the time of purchase. A flat transaction fee as low as 1.9% is charged to the consumer and all payments are held in an account in trust and transferred to the merchant once full payment has been made. Like traditional layaway programs of the past, delivery of the product or service occurs once payment is complete. Payment processing and supporting services are handled by eLayaway while merchants provide order fulfillment.

eLayaway makes the products and services that you want easier to afford and also offers:

  • A convenient way to plan and pay for online and in-store purchases
  • Zero Interest on All Transactions
  • FREE Membership
  • Easy to Use Shopping Tools
  • No Credit Checks or Credit Requirements

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