Automated Payment System

The eLayaway.com system is completely automated. You never have to remember to make your eLayaway payment because eLayaway’s automated system sends you a reminder email five days before it is due. Then on the specified date, the payment is automatically deducted from your account. The eLayaway.com system is user friendly, and once all your payments are completed we ship your purchase right to your front door! It’s that easy! View a video about How eLayaway Works, or try the eLayaway Demo Calculator now.

User Friendly Account Management

The online eLayaway.com account management system gives you access to your account information and payment history 24-hours a day, 7-days a week. Inside your personal account manager you can update your information or check the status of your latest purchases. If you have questions you can speak with eLayaway’s customer service representatives Monday through Friday, between 9 a.m. and 8 p.m. (Eastern), or email them 24/7.

Safe and Secure

• eLayaway.com has partnered with trusted experts like HSBC, ControlScan and IDology to ensure the security and integrity of every transaction.
• Identity verifcation measures are integrated into the eLayaway.com system to prevent fraudulent purchases.
• To ensure full accountability, all eLayaway.com payments are stored in seperate merchant escrow accounts until the transaction is completed.
• The eLayaway.com payment module has built-in 256-bit SSL encryption to keep transaction data secure.

eLayaway Is For You!

Planning Ahead. For consumers who want to avoid the cycle of debt and plan for the future, eLayaway.com is a tool for keeping spending on track with larger financial goals.

Shopping Smart. For consumers who want to pay over time for the products they want in the future, eLayaway.com puts shopping on their schedule.

Getting Back On Track. For consumers with overextended credit, eLayaway.com provides an opportunity to avoid excess credit card debt, while still buying the products that they want.

Lay-away Terms

• Must be 18 or older and have a valid bank checking or savings account.
• You pay a one-time 1.9% transaction fee of the total purchase price.
• Zero Interest on ALL Transactions.
• Easy to use Payment Calculator helps you create a payment plan that works best for you.
• Payments can be made every 2 weeks or once a month.
• You can log into your eLayaway.com account anytime to check the status.
• Only available to U.S. customers.
• Product will be shipped after the final payment is received.