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The Debt-Free Way to Build Credit

eLayaway Advantage is the credit building solution consumers have been asking for. It allows members to build their credit by shopping with eLayaway. As an eLayaway Advantage member you will also have access to free eLayaway transactions, premium identity theft protection*, and discounts on select eLayaway affiliates.

Sign up for eLayaway Advantage today and give yourself the credit you deserve!

For only $8.95 per month you can have access to all the benefits below. Even the monthly payments you make toward your eLayaway Advantage membership will help build your PRBC Bill Pay Score (BPS).

eLayaway Advantage Member Benefits:


Free eLayaway Transactions
ZERO transaction fees on all eLayaway purchases. The more you buy. The more you save.
Increased PRBC Bill Pay Score (BPS)
As an eLayaway Advantage member your payments will be reported to PRBC to build your PRBC Bill Pay Score (BPS). The PRBC Bill Pay Score (BPS) is a new credit risk score that allows millions of US consumers without extensive credit histories to build credit faster and more easily.
2 Months FREE LifeLock Identity Theft Protection
Use Lifelock’s $1 Million Service Guarantee and services such as WalletLock, eRecon, and True Address to protect yourself and your family from fraud and financial loss.
Discounts and Special Offers on Popular Products and Services
Take advantage of discounts and special offers from eLayaway merchants and affiliates available exclusively to Advantage members.

*Identity theft protection provided by LifeLock™