Sears

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eLayaway has revolutionized the way layaway works

eLayaway lets you receive your item(s) from Sears before your first payment is due. No longer do you have to pay off your purchase in full prior to receiving your items.

We make it simple for you:

  • Step 1: Apply for the eLayaway payment plan here
  • Step 2: After getting approved from the 7 minute application, you can receive funds as soon as today
  • Step 3: Start shopping at Sears and pay with the funds you receive here
  • Step 4: Receive and Enjoy your items
  • Step 5: Make installment payments until your purchase is paid off

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Sears has one of the best online and in store layaway programs. They offer a 8 or 12 week plan for repayment. You simply put down $20 or 20% (whichever is greater) for the 8 week plan or $35 or 20% (whichever is greater) for the 12 week plan.

The 8 week option is available in store or online and has a service fee of $5 with a down payment of $20 or 20% (whichever is greater). Payments are made in 4 installment payments and there is a cancellation fee of $15.

The 12 week option is available in store or online and has a service fee of $10 with a down payment of $35 or 20% (whichever is greater). Payments are made in 6 installment payments and there is a cancellation fee of $25.

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