The Right Time for eLayaway
The current economy has left consumers strapped for cash and caused many retailers to wonder how to revive and maintain dwindling sales. With fewer and fewer consumers having access to credit, retailers must use innovative and proactive solutions to help their customers afford the products and services they desire. In fact, Javelin Research predicts that 30% of Americans will turn to online alternative payments instead of using a credit card by 2012. eLayaway has entered the retail market to fulfill this demand by providing a unique and efficient non-credit, non-predatory, payment option that modernizes the extended prepayment model of traditional layaway. eLayaway is the payment option consumers want and retailers need!
How It Works
What Does It Cost?
For The Consumer
The consumer pays a flat 1.9% fee on the entire eLayaway order. ($1.90 for every $100) If the consumer cancels the layaway at any time they will be charged a $25 fee.
For The Merchant
Unlike traditional payment processors eLayaway keeps costs low for merchants. Regardless of how much you transact your costs will be capped so your bottom line will not be eaten by transaction fees.
How Merchants are charged
All merchants will be charged a monthly service fee of $9.99. This monthly fee includes: listing in the eLayaway Merchant Network, listing in our exclusive search engine and free eLayaway order processing per month for the first $2000 in sales.
$9.99 A Month Gets You...
- $2000 In Free Monthly Order Processing
- Listing in the eLayaway Merchant Directory
- Listing in the eLayaway Search Engine
For Merchants With More Than $2000 in eLayaway Orders
Merchants who complete greater than $2000 per month in eLayaway orders will be charged an additional monthly processing fee according to the chart below. This fee will automatically adjust each month based on your monthly volume and will be charged at the end of each month.
*Monthly Processing Fee is charged in addition to the monthly service fee of $9.99.
How Do I Sign Up For An Account?
To register for an eLayaway account simply follow the link below and enter in your business information. 
How to Integrate?
eLayaway has several methods to integrate our payment option into your business. Please view our integration center to determine which method best fits your needs. 
