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For Merchants

What is eLayaway?

eLayaway™ is an alternative payment option specifically designed to increase your market penetration, conversion rates, and profit margins. We’ve taken an age old concept and combined it with today’s technology to create a revolutionary way for consumers to pay.

Like traditional layaway, consumers make incremental payments over a specified period of time. When these payments total the full amount of the purchase, the funds are transferred to the merchant and the product or service is delivered to the customer.

Unlike traditional layaway, eLayaway™ is more convenient for shoppers and more profitable for retailers. eLayaway™ makes the process convenient through shopper-defined automatic payments and makes it efficient by allowing the merchant to define the terms, including which items to make available through eLayaway.

Select the Solution That's Right for You.


  • No Transaction Fees
  • Entry into Merchant Network
  • Merchant Showcase
  • Back-end Access
  • Marketing Tips and Resources
  • Advanced IT, Marketing and Customer Support
  • Fully Customized eLayaway™ Solutions
  • Seamless Integration into Your Existing IMS
  • Detailed Customer Reports and Analytics