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The Right Time for eLayaway

The current economy has left consumers strapped for cash and caused many retailers to wonder how to revive and maintain dwindling sales. With fewer and fewer consumers having access to credit, retailers must use innovative and proactive solutions to help their customers afford the products and services they desire. In fact, Javelin Research predicts that 30% of Americans will turn to online alternative payments instead of using a credit card by 2012. eLayaway has entered the retail market to fulfill this demand by providing a unique and efficient non-credit, non-predatory, payment option that modernizes the extended prepayment model of traditional layaway. eLayaway is the payment option consumers want and retailers need!

How It Works

What Does It Cost?

For The Consumer

The consumer pays a flat transaction fee on the entire eLayaway order. If the consumer cancels the layaway at any time they will be charged a $25 or 10% fee (whichever is less).

For The Merchant

Unlike traditional payment processors the more you sell with our system, the more you net. eLayaway gives you the ability to secure sales even when a consumer has limited credit or cash available at the time of shopping. Our system is extremely flexible and allows your company to define the terms, including what products you make available on eLayaway. Orders are easily tracked and projected; you get a true online pre-order mechanism that allows you to manage inventory easier. Our robust community of registered shoppers continues to grow and will have easy access to your store via our merchant directory. Even more, eLayaway members have the means to buy... today!

How Merchants are charged

All merchants will be charged a monthly service fee of $14.95 or 1% transaction fee (whichever is greater) based on the month’s prior completed orders. Your monthly membership fee will be automatically deducted on the first of the month from the registered bank account on file.

$14.95 A Month Gets You...

  • $1500 In Free Monthly Order Processing
  • Listing in the eLayaway Merchant Directory
  • Increased Conversions
  • Decreased Shopping Cart Abandonment
  • Safer Consumer Transactions
  • Increased Traffic from Existing eLayaway Members
  • Accurate Sales Forecasting
  • Increased Profit Margins
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For Merchants With More Than $1500 in eLayaway Orders

Merchants who complete greater than $1500 per month in eLayaway orders will be charged a 1% transaction fee in place of their $14.95 membership fee. This fee will automatically adjust each month based on your monthly volume and will be charged at the end of each month.

How Do I Sign Up For An Account?

To register for an eLayaway account simply follow the link below and enter in your business information.

How to Integrate?

eLayaway has several methods to integrate our payment option into your business. Please view our integration center to determine which method best fits your needs.