eLayaway

For Merchants

What is eLayaway?

eLayaway™ is an alternative payment option specifically designed to increase your market penetration, conversion rates, and profit margins. We’ve taken an age old concept and combined it with today’s technology to create a revolutionary way for consumers to pay.

Like traditional layaway, consumers make incremental payments over a specified period of time. When these payments total the full amount of the purchase, the funds are transferred to the merchant and the product or service is delivered to the customer.

Unlike traditional layaway, eLayaway™ is more convenient for shoppers and more profitable for retailers. eLayaway™ makes the process convenient through shopper-defined automatic payments and makes it efficient by allowing the merchant to define the terms, including which items to make available through eLayaway.

Select the Solution That's Right for You.

• No Transaction Fees
• Entry into Merchant Network
• Merchant Showcase
• Back-end Access
• Marketing Tips and Resources

• Advanced IT, Marketing and Customer Support
• Fully Customized eLayaway™ Solutions
• Seamless Integration into Your Existing IMS
• Detailed Customer Reports and Analytics

Why it’s good for your business

No Transaction Fees.

Increased Profit Margins: The more you sell with our system, the more you make!

Better Forecasting

Essentially Pre-Orders. You get a true online pre-order mechanism that allows you to manage inventory easier.

Stimulate and Secure More Sales

Secure sales even when a consumer has limited credit or cash available at the time of shopping.

Save Space and Reduce Shipping Costs

Drop ship merchandise directly to your consumers.

Increased Traffic from Qualified Shoppers

Our member base provides additional consumers access to your products. Even more, eLayaway™ members have the means to buy... today.

Why it’s good for your consumers

No Credit Checks or Qualifications

Anyone 18+ can join. No credit check required. Just an active checking account is needed.

Low Fixed 1.9% Transaction Fee

Saves consumers from the 18% average credit card interest.

Freedom From Debt

When the product is received, there’s no debt incurred afterward.

No Hidden Fees

Consumers know up front what their eLayaway™ charge will be. No monthly interest fees.

More Buying Power

eLayaway™ offers an affordable payment alternative without tying up credit.